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Are you looking for an exciting opportunity to join a dynamic and growing team in a fast paced and challenging area? This is a unique opportunity for you to work in our team to partner with the Business to provide a comprehensive view.
As a Commercial Real Estate – Credit Office Analyst in our Commercial Real Estate Team in India, you will have the opportunity to perform quantitative and qualitative credit analysis of real estate borrowers, facilities, and clients/relationships. You will develop a strong understanding of our credit procedures and guidelines, and build expertise in the United States Commercial Real Estate sector. This role offers the chance to work in a dynamic and growing team, providing a comprehensive view of the business and the opportunity to contribute to core and non-core assignments and projects.
Job responsibilities
- Understand Credit ecosystem – Tools & Applications, Policies, procedures, guidelines required to perform the Credit Analysis of the Real Estate Borrowers
- Develop strong understanding of CTL & KRG Credit Procedures & Guidelines, various techniques & methods of credit analysis, accounting treatments, financial adjustments etc.; keep updating oneself from time to time with the changes
- Build expertise in the United States Commercial Real Estate sector and regularly track sector developments on an on-going basis.
- Perform Quantitative and Qualitative Credit Analysis of Real Estate Borrowers / Facilities / relationships and calculate Risk Ratings independently within the stipulated timelines. Be ready for expanded scope of work by learning & performing additional assignments.
- Understand and respond to the queries raised by stateside analysts / underwriters / approvers.
- Learn and contribute towards other core and non-core assignments / ad-hoc projects from time to time as per the business requirement (for example: Spread QC/Approvals, etc.)
- Build and maintain healthy & professional relationship with all the stakeholders
Required qualifications, capabilities, and skills
- Bachelor’s or Master’s degree in Finance / Accounting.
- Proficient in the use of Microsoft desktop tools and ability to learn new tools, techniques and applications, as per the business requirements
- Understanding of the financial statements, including ratio analysis, cash flow analysis, and basic accounting concepts
- Attitude and aptitude to learn and enhance knowledge of credit analysis and passion for real estate sector
- Ability to work proactively & independently under short TATs with Deadline orientation and ability to deal with fluctuations in the volume of work and offer flexibility to deal with the same.
- Maintain higher degree of attention to detail and accuracy
- Strong interpersonal skills, ability to build positive relationships with Underwriters, approvers etc. and work in a team environment.
- Strong & Effective communication skills – both oral & written; and good linguistic skills to be able to effectively present analysis and interact with stakeholders at various hierarchies.
Preferred qualifications, capabilities, and skills.
- Excellent academic track record along with few years of experience in credit risk
Source: JP Morgan Career Page
